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  3. Health and Life Insurance and Doctor's Visits
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Health and Life Insurance and Doctor's Visits

Scheduled Pinned Locked Moved Results & Lifestyle
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  • pensarP Offline
    pensarP Offline
    pensar
    wrote last edited by
    #1

    Hello, I wanted to ask everyone how they go about speaking with their doctors about their research protocols.
    I am going for a check up and am going to ask for a blood test and want to be transparent.
    My hold-up comes from something a friend told me earlier this year. He said that he went in for a new life insurance policy and the provider drug-tested him. They found nicotine in his system from a cigar he had over the weekend and his premium went up.
    I wonder if revealing that I have turned myself into a test rat will go over well during a doctor's visit or a potential update to a health or life insurance policy.
    Do any of you have any experience with doctors or insurance while researching peptide protocols?
    Any comments appreciated

    BeeKindB pep_researcherP 2 Replies Last reply
    0
    • pensarP pensar

      Hello, I wanted to ask everyone how they go about speaking with their doctors about their research protocols.
      I am going for a check up and am going to ask for a blood test and want to be transparent.
      My hold-up comes from something a friend told me earlier this year. He said that he went in for a new life insurance policy and the provider drug-tested him. They found nicotine in his system from a cigar he had over the weekend and his premium went up.
      I wonder if revealing that I have turned myself into a test rat will go over well during a doctor's visit or a potential update to a health or life insurance policy.
      Do any of you have any experience with doctors or insurance while researching peptide protocols?
      Any comments appreciated

      BeeKindB Offline
      BeeKindB Offline
      BeeKind
      wrote last edited by BeeKind
      #2

      @pensar I definitely would not inform my life insurance company that I'm injecting things that don't pass through regular medical channels. I would tell my doctor. But not how I acquire them. They dont need to know EVERYTHING.

      Just someone with a fridge full of research and a browser history that would concern my doctor.

      pensarP 1 Reply Last reply
      2
      • Mydogdaryl423M Offline
        Mydogdaryl423M Offline
        Mydogdaryl423
        wrote last edited by
        #3

        I would be careful with the doctor too. When you go for life insurance you sign a HIPPA form giving them access to everything. Including your doctors chart notes.

        pensarP 1 Reply Last reply
        3
        • pensarP pensar

          Hello, I wanted to ask everyone how they go about speaking with their doctors about their research protocols.
          I am going for a check up and am going to ask for a blood test and want to be transparent.
          My hold-up comes from something a friend told me earlier this year. He said that he went in for a new life insurance policy and the provider drug-tested him. They found nicotine in his system from a cigar he had over the weekend and his premium went up.
          I wonder if revealing that I have turned myself into a test rat will go over well during a doctor's visit or a potential update to a health or life insurance policy.
          Do any of you have any experience with doctors or insurance while researching peptide protocols?
          Any comments appreciated

          pep_researcherP Online
          pep_researcherP Online
          pep_researcher
          wrote last edited by pep_researcher
          #4

          @pensar Insurance drug tested him or the employer?? Insurance or provider mandating drug testing sounds far fetched. Employers do often.

          One wouldn't want to talk about RUO stuff even with the doctor. Only if one really trusts their doctor and can tell the doctor to keep things off record it might be okay.

          But in this AI connected world I would be 10x more cautious about what goes in my EMR and stays there for eternity.... In short mum is the word.

          You can go to a direct to patient docs though who don't take insurance and are not part of the big pharma insurance and FDA cartel, and that would relatively safer.

          My 2c!

          pensarP 1 Reply Last reply
          0
          • BeeKindB BeeKind

            @pensar I definitely would not inform my life insurance company that I'm injecting things that don't pass through regular medical channels. I would tell my doctor. But not how I acquire them. They dont need to know EVERYTHING.

            pensarP Offline
            pensarP Offline
            pensar
            wrote last edited by
            #5

            @BeeKind
            Sounds like we need to keep it to ourselves during our regular visits

            1 Reply Last reply
            2
            • Mydogdaryl423M Mydogdaryl423

              I would be careful with the doctor too. When you go for life insurance you sign a HIPPA form giving them access to everything. Including your doctors chart notes.

              pensarP Offline
              pensarP Offline
              pensar
              wrote last edited by
              #6

              @Mydogdaryl423 my thoughts exactly, I feel like admitting to taking risky gray market supps might raise a flag with my insurance, seeing as I am going to a doctor that works for said insurance company

              1 Reply Last reply
              0
              • pep_researcherP pep_researcher

                @pensar Insurance drug tested him or the employer?? Insurance or provider mandating drug testing sounds far fetched. Employers do often.

                One wouldn't want to talk about RUO stuff even with the doctor. Only if one really trusts their doctor and can tell the doctor to keep things off record it might be okay.

                But in this AI connected world I would be 10x more cautious about what goes in my EMR and stays there for eternity.... In short mum is the word.

                You can go to a direct to patient docs though who don't take insurance and are not part of the big pharma insurance and FDA cartel, and that would relatively safer.

                My 2c!

                pensarP Offline
                pensarP Offline
                pensar
                wrote last edited by
                #7

                @pep_researcher I am pretty sure it was his insurance, which honestly made sense that they were making sure he wasnt using drugs as they are taking the risk in covering him

                1 Reply Last reply
                0
                • RandyR Online
                  RandyR Online
                  Randy
                  wrote last edited by
                  #8

                  rats don't have doctors 😉

                  "If it doesnt come in a needle. It doesn't work"

                  1 Reply Last reply
                  4
                  • quicksilver80Q Offline
                    quicksilver80Q Offline
                    quicksilver80
                    wrote last edited by quicksilver80
                    #9

                    Yall can afford insurance? Shiiiiiiiiiiit 🤣

                    1 Reply Last reply
                    1
                    • Reactive3078R Offline
                      Reactive3078R Offline
                      Reactive3078
                      wrote last edited by
                      #10

                      The doctor I choose as a PCP refused to order anything but the simplest bloodwork. I asked for IGF-1 and testosterone and refused no mater what I asked. The first time I went with him I told him bout the retatrutide I was just starting and quickly asked where from I just said that it was from a friend of a friend.

                      pensarP 1 Reply Last reply
                      0
                      • Reactive3078R Reactive3078

                        The doctor I choose as a PCP refused to order anything but the simplest bloodwork. I asked for IGF-1 and testosterone and refused no mater what I asked. The first time I went with him I told him bout the retatrutide I was just starting and quickly asked where from I just said that it was from a friend of a friend.

                        pensarP Offline
                        pensarP Offline
                        pensar
                        wrote last edited by
                        #11

                        @Reactive3078 a fellow rat maybe??!!?!

                        Reactive3078R 1 Reply Last reply
                        0
                        • pensarP pensar

                          @Reactive3078 a fellow rat maybe??!!?!

                          Reactive3078R Offline
                          Reactive3078R Offline
                          Reactive3078
                          wrote last edited by
                          #12

                          @pensar doubt it. He didn’t believe I was getting Reta. I had asked for IGF-1 blood work because I wanted to try tesamorelin I tried explaining that to him and didn’t know what that was.

                          I can get better treatment and care going to Mexico. I’ve same day dr consult and medicine for less than what I have to pay as copay in the US.

                          1 Reply Last reply
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                          • S Offline
                            S Offline
                            seadracos
                            wrote last edited by
                            #13

                            Just disclose your medications before surgery.
                            GLPs specifically can highly increase the risk for aspiration under anesthesia and that can be very risky.

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